We have been a bit quiet lately on the JOMY website. If you follow our blog, you know that the past six months have been very busy. We sold our home, downsized to something smaller, and then hurled ourselves headfirst into months of remodeling projects. Our updates to the blog have been less frequent due […]
Real Estate
There is a Story in Every Campsite
We just got home from five great nights of camping at Lake Pleasant. This location is quickly becoming one of our favorite spots to camp. The area has multiple campgrounds and sites that are quite different in their settings. You can camp right up to the water’s edge, in areas with million dollar views of […]
Today’s Article is Brought to You by My Hands
We have been a bit quiet on the Just One More Year blog here lately. I have also been absent from my regular comments on my friends and blogging community sites.My recent pneumonia and bacterial infection sapped my energy for weeks. Work with my employer has been busy with numerous new projects and goal setting […]
What Is a Mortgage, Really, and How Do I Get One?
I would like to share with you today a guest post of mine on Angry Retail Banker (ARB) from last month. The topic we decided on was reviewing the steps needed to get a real estate mortgage, from the perspective of those people that have never gone through the process before. ARB is an excellent […]
Goodbye Old Buddy; Say Hello to My New Friend
Since achieving some of our major financial milestones, we are beginning to see some changes around our household. Some of these changes include allowing personal finance magazines subscriptions to lapse and re-focusing our attention away from a debt snowball app. For the past decade, our goals had been focused on financial independence and retiring early. […]
Update: Finding Some Unexpected Downsizing Benefit
For about four years, Dianne and I had been considering downsizing from our single-family home to a smaller townhouse. We felt that living in a smaller footprint would limit the need for remodeling as well as give us less room to accumulate more stuff. We imagined that we would be living a simpler life. Since […]
Challenges with a Remodel: Our Experience with the Downsized Home
The last few weeks have been quite chaotic while working through the upcoming sale of our home and the new purchase of our downsized residence. We encountered several challenges with home inspection items of the home we are selling. This took weeks to resolve. We took on some quick remodel projects on the new residence, […]
Selling our Home: Taking care of Inspection Items
The last few weeks have been filled with activities around selling our existing single family home and downsizing to a smaller townhome. We are undergoing countless tasks to complete before the close of escrow on both properties. I thought for something a little different today, I would discuss the purpose and need for a home […]
Downsizing the Amount of our Stuff
I wrote in an earlier post about an interesting experience I had with my daughters regarding all the different ways people can get or buy “stuff”. I mentioned how I had an opportunity for one of those great teachable moments with my daughters. You know, when you can talk about a particular principle using a […]
Drumroll please: Our Decision to Downsize our Home
We have shared with you in several of our articles over the last couple of months that we are considering to downsize our home. This would be a move to a local Sedona townhouse only a half mile away and about one third smaller than the space we are in today. Part of the decision […]