Every summer, we have the opportunity to celebrate our country’s independence. For me, I am grateful that I was born in the United States, and for the independence we have obtained as a nation. We live in a wonderful time of innovation, technology, and new personal freedoms.Our forefathers spoke for us as a nation when […]
Saving
Create Specific Savings Goals with “Funding”
For years, my step-father has talked about the value of “funding” accounts for savings purposes. He would accomplish this by tracking, with a hand written ledger, all the money earmarked for a specific purpose. Growing up, I often heard him talk about the value and importance of practicing this habit. I guess I was lucky […]
We have lived as a one car family for years
I have enjoyed riding a bike from the very first day I learned how to ride one, somewhere around the age of five. It is such a marvelous invention to use human-powered effort to propel a machine down the road, at greater speeds than you could possibly achieve by running. This is almost as exciting […]
The “Reverse Latte Factor”
In his bestselling book, The Automatic Millionaire, David Bach coined the term, “The Latté Factor.” In doing so, he prompted us to take a careful look at the impact of even the smallest purchases on our long-term savings. The latté that so many people enjoy each day on the way to work took a head-on […]
3 Ways to jump start your savings now?
The news over the last few years had focused much on the sorry state of the economy with unemployment that reached 9+% and tremendous turmoil in the housing and mortgage markets. No question, this great recession was one of the worst since the 30’s. There is however a silver lining to this current mess we […]
Do you want to retire at age 50?
We all retire one day. That is a given. The only question is, do we retire when we choose to stop working (traditionally my favorite way), or does dying determine our ultimate retirement date? Why not choose the former? Why not choose to retire before the Social Security and socially expected retirement age of sixty-seven? […]
My First Blog Post and PF topics to Discuss!
Thanks for stopping by, and welcome to our site! We look forward to telling you our story through this blog, sharing our experiences, learning, and experimenting with our unique lifestyle designs. You can get more details on our About page. So – what the heck do I talk about in my first post? I have […]