Comments on: What if our future expectations are completely wrong? One couple's story of escaping 9 to 5 until 65 Wed, 20 Jul 2016 17:22:09 +0000 hourly 1 By: Bryan Tue, 21 Jun 2016 17:06:58 +0000 ARB,

I couldn’t agree more with you about how these speeches come off to me. I do the best I can to temper my opinion and to imagine myself in their shoes. Perhaps I have become too cynical in my old age? I also find myself getting into a “Negative Nelly mood” determining all the reasons their expectations are wrong. I have to watch that! 🙂

Stepping back from that, if we killed all the ambition of the youth letting them know just how difficult things are going to be, we might not get some of the great innovation and creativity society has gained by those afraid to try and fail. Using the example of some of my favorite classic rock bands: The Beatles, Rolling Stones, Led Zeppelin, CSNY, and others – had those starving musicians quit at their first failures we would not have had the wonderful collection of music they created. Of course for them they all went on to become wealthy and they are probably the exception for most musicians.

I am looking forward to our monthly all hands call today as well – NOT!


By: ARB Tue, 21 Jun 2016 12:37:36 +0000 If I could go Barack, I would give myself a laundry list of things to do different. I’d invest earlier, start my blog earlier, start my business earlier, buy property during the downturn, and do lots of things different in my personal life.

These happy speeches about bright futures piss me off because it’s all bulls***. The fact that we as a society can devalue our currency, stagnate our wages, price people out of buying AND renting homes, ship all our good jobs overseas while leaving behind an economy and culture of submission and subservience, and brainwash/shame everybody into burying themselves under mountains of debt, and yet tell with a straight face the young people who are inheriting an apocalyptic wasteland how bright their futures are instead of telling them how to survive and build wealth is borderline criminal to me.

I’m on my way to work as I type this. Going to my monthly sales meeting, actually. I’d say guess how my present state of mind is affecting my feelings about the future, but this is how I feel all the time.


ARB–Angry Retail Banker

By: Bryan Mon, 20 Jun 2016 16:42:35 +0000 Jenn,

I am right there with you and Abby wanting to bring my knowledge with me if I went back to my youth at age 18! 🙂 Why keep pounding our heads against the wall when we already learned that it hurts! 🙂

It sounds like you and I have children of similar age so I know what you are going through. I am attempting to teach some basic life and PF skills to my children without getting to preachy or overbearing. It is kind of a fine line we walk before our kids tune us out. I do hope that one day they do appreciate what we are doing. I know I was in my thirties before I recognized what my parents did for us with their teaching and experience.

Take care,

By: Bryan Mon, 20 Jun 2016 16:37:48 +0000 I am in agreement with you on two of those points: I would only go back to my youth with the knowledge I have now, therefore hopefully not repeating the same mistakes again! The second point is regarding the missed opportunities. It is weird how our mind thinks that the potential or unknowns could mean more to us than what we actually experienced. 🙂

BTW – we were in Phoenix for a quick trip this weekend. I took a picture of your car thermostat showing with outside temperature of 120 degrees. What a scorcher! You and Tim stay cool this week. (my best friend comment: If you don’t know how to stay cool, he gives lessons)

By: Jenn Sat, 18 Jun 2016 01:43:38 +0000 I wouldn’t want to go back without the knowledge I have. I’ll take wisdom over youth any day! And though I’m REALLY wise, I’m not THAT old, right? 😉

My second son just graduated from high school as well. And he seems to ‘get’ some of the lessons I’m trying to get him to learn the easy way. I’m eager to see if he can make quicker progress than I did. And although it took me too long (as I evaluate it now) to learn some lessons, and some things did not turn out the way I’d hoped, every obstacle I had to overcome made me stronger – I’m so much more confident than I was at 18. All-in-all, I’m proud of who I am today and thrilled at the seized opportunities that I didn’t even dream about. Based on my experience, I believe, even as I sit here at middle-age, that the best of my life is still to come.

By: Abigail @ipickuppennies Fri, 17 Jun 2016 16:51:25 +0000 I’d definitely have to go back with the knowledge I have today. I’d know which medications to get on. And perhaps I’d skip school altogether, since I ended up disabled and, for about a decade, unable to work steadily and, therefore, support myself. Of course, if I skipped schooling, I might also not have gotten the illness that created the disability. In which case, I’d need schooling. It’s a bit of a paradox, I’m afraid.

Still, I wouldn’t go back with the cluelessness — about certain relationships (including a parental one) and my depression and other such things — because I’d suffer all over again. And I’m definitely not underestimating the suffering. Which might have been much easier if I’d been properly medicated.

I do think it’s harder to consider missed opportunities — which might have made our lives infinitely better — than it is to recall most misfortune, which we clearly survived okay. Usually.