Welcome new readers and subscribers! My recent guest post on Angry Retail Banker on the topic of mortgages this week piqued many readers interest in our personal journey to financial independence.
Many of ARB’s readers visited this site and subscribed to receive future posts. Thank you.
We would like to extend a warm welcome to our new guests!
I have been thinking about expanding on the meaning of “just one more year” for the last couple of months. It might be more entertaining and revealing to dedicate a future post to that subject and expand on our particular situation.
While we wait for that post to germinate, I would like to point you to a couple themes that are important to us and posts that touch upon those topics.
A Financial Independence Journey for readers
- Step 1: budget for financial independence:This is the first step in how our financial independence journey began. It starts with a foundation of managing your expenses and budgeting.
- Step 2: create a passive income stream: This second step highlights the need to do something with the money you save by budgeting. Perhaps it is time to start a side hustle or passive income stream?
Steps 3 through 7 are available on the front page of the blog.
- How does it feel to have a paid off mortgage? I have had a mortgage for thirty-five years of my life. I have been making extra principle payments for two decades and that got very old. Due to numerous moves and mistakes, I never seemed to pay off the mortgage. We finally made that happen in March 2015.
- Are we there yet?A guest post discussion about spending too much time focusing on the future and losing sight of the present moment.
- We are debt free! Read about out us reaching a long-term goal: Debt Freedom. Follow along in our imaginary interview with the Dave Ramsey, the founder of “The Debt Free scream”.
Comparing our situation with co-workers
(This is our version of keeping up with the Joneses)
- A tale of 2 employees finances This is a story of a co-worker that had no choice but to work for “The Man”
- A tale of 2 employees finances: Billy I have a great friend of thirty years that retired in May 2015. Our paths are very similar, yet the choices he made got him to early retirement earlier than me!
Selling a house, buying a house, downsizing, and remodeling
- How liquid is your real estate? Houses are often difficult to sell.
- Drumroll please: Our decision to downsize our home Do we want to upsize and buy the big dream home?
- Downsizing the amount of our stuff How did we accumulate so much stuff and where is it going to go?
- Selling our home: Taking care of inspection items Our baby is ugly. What we thought was a perfectly maintained home had some warts.
- Challenges with a remodel: Our experience with the downsized home Problem after problem with scheduling, tight time lines, and trying to work while construction is under way.
I hope you get a chance to look at these posts and provide feedback. Thanks for stopping by and visiting the site!