one year anniversary – Just One More Year! http://www.justonemoreyear.com One couple's story of escaping 9 to 5 until 65 Fri, 15 Jul 2016 13:52:47 +0000 en-US hourly 1 https://wordpress.org/?v=4.5.11 Celebrating Our Blog’s One Year Anniversary http://www.justonemoreyear.com/celebrating-blogs-one-year-anniversary/ http://www.justonemoreyear.com/celebrating-blogs-one-year-anniversary/#comments Thu, 12 May 2016 23:00:29 +0000 http://www.justonemoreyear.com/?p=1318 This is a quick update to celebrate one year ago today that the Just One More Year blog was launched. Hmmm, why am I still working after one year?  How many “one more” years are there going to be for me?  Why continue to work after reaching financial independence?  It might make you wonder why […]

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This is a quick update to celebrate one year ago today that the Just One More Year blog was launched. Hmmm, why am I still working after one year?  How many “one more” years are there going to be for me?  Why continue to work after reaching financial independence?  It might make you wonder why I named this blog Just One More Year if I really did not want to retire within a year.

Believe me; I did want to retire in less than one year.  These are all excellent questions that I will attempt to cover in next week’s post.

Since we are a Personal Finance oriented blog, maybe this is an appropriate image for one year.
Since we are a Personal Finance oriented blog, maybe this is an appropriate image for one year.

Stay tuned next week as I attempt to explain my thoughts around the realization that I have been unable to walk away from the perceived comforts of a steady paycheck.  I knew that I would suffer from the “Just One More Year Syndrome” once we reached the magical and logical point for us to stop work.  It is darn hard to walk away from a nice paycheck at the top of your career.  Especially true when you are in your mid-fifties where the odds of making more money in your career begin to dwindle!

I know my wife and I will both retire early.  For her it will happen by the end of this year.  For me, I am guessing that it is now less than a year from now.  It is interesting because in this post last year I mentioned that by July 4, 2016 I would have arrived:

“This year’s holiday is special for me since it will be the last July 4th Independence Day I spend dependent on an employer for income!  Next year my wife and I will celebrate an entirely new experience when we declare ourselves Financially Independent!  July 4, 2016, here we come – only 363 days to go!”

These darn blogs have a way of making you accountable.  I have found writing down goals has the same effect too.  So now, we have made it to a point that neither my wife nor I need to work for our employers to afford our lifestyle.  I can say that we have partially accomplished the goal because we have not yet actually stopped working.

So why not get on with quitting already and stop working another day filling out TPS reports, receiving the new cover letters (also PowerPoint & Word templates, new reporting systems, processes, etc.) to use as we deflect any work away we can for someone else to complete?  Unfortunately, I think it will come down to an emotional decision for me.  I will get super pissed off one day with my employer and decide I had enough.  That will be the last straw and I will give a one-month notice of my leaving.  I will be building my internal justification with every new stupid task and email I receive.  It will come to the proverbial last straw that broke the camel’s back.

I think I will go ahead and write that resignation letter now to be prepared.

It has been an action packed year!

We have been on a path toward early retirement and reaching our comfortable financial independence level that gives a sense of security.  Reflecting back over the last twelve months, we have had a lot happening in our lives.

  • I started the Just One More Year blog. I posted twice a week for most of that time period and have posted 90 articles counting this one today.  I guest posted on Retire by 40 and Angry Retail Banker.  We had the opportunity to meet Steve and Courtney at Think Save Retire and Abby and Tim at I Pick Up Pennies last December in Phoenix.   Steve Miller and ARB guest posted on our site.
  • We took our house off the market after nine months with no luck listing it with a realtor. Important lesson:  Houses are not liquid investments – it can take a while to sell them.
  • I celebrated as my oldest daughter graduated from college and got married in September.
  • My youngest daughter graduates from high school in three weeks.
  • Through word of mouth, we sold our home to a co-worker’s parents. We had numerous inspection issues to fix as part of the sale that took time and money.
  • We nearly upsized to a McMansion in a different city located 20 miles away. What the hell were we thinking?
  • We became debt free!
  • We downsized into a smaller place and have been remodeling for the last five months! We are only three of four weeks away from finishing.
  • I celebrated my 55th birthday in style.
  • I have begun focusing more on my health by walking at least 10,000 steps each day and eating a healthier diet.
  • I booked non-refundable tickets to Germany for September to visit family and friends. I have been studying half an hour each day to improve my German speaking skills.

Thanks for reading!

There are several upsides to writing about various topics on your own blog.  You begin to meet and know other bloggers and readers that can relate with your situation.  I do not consider myself a natural writer; it is often difficult to string my thoughts together into a post that conveys my ideas.  I would much rather talk.  I have been invited by two blog sites to do a couple podcasts that will give you a chance to hear my voice.

What does the next year look like?  That is a great question!

I have already found that my focus has changed once we became debt free and built up a large cash emergency fund.  I believe I will be discussing more lifestyle design and travel related topics as we wean away from our employers’ clutches.

It is amazing how quickly the last year has gone.  Thank you dear readers, for visiting our blog site, for emailing me your thoughts, and commenting on our posts.  I appreciate your support!

 

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