Have you ever heard that sometimes things happen in 3’s? An example is when we get 3 bits of good or bad news all in a short period. Sometimes you read about a recent second celebrity death and soon another will pass away. For us it seems that the number 5 is playing a positive […]
Debt
What if our future expectations are completely wrong?
Recently, I spent time with my youngest daughter, celebrating her graduation from high school. We shared some awesome moments and father-daughter conversations. I attended her high school graduation and took keepsake photos of the event. The next night, we had a party for her with about fifty of her friends and family. The night of […]
What Is a Mortgage, Really, and How Do I Get One?
I would like to share with you today a guest post of mine on Angry Retail Banker (ARB) from last month. The topic we decided on was reviewing the steps needed to get a real estate mortgage, from the perspective of those people that have never gone through the process before. ARB is an excellent […]
A Picture Can Be Worth More than a Thousand Words
For more than a hundred years, people have used the expression “A picture is worth a thousand words.” While the origin of the phrase isn’t entirely clear—it was likely an advertising slogan—the saying itself has staying power, because it’s true. Even a simple picture can tell a story. Professional photographers understand this concept and create […]
Slow Travel: Giving Me Time to Reflect
I had a great trip last Friday on Amtrak traveling to Colorado. The purpose of the visit was for a mixture of work, pleasure, and simply experiencing a change of pace. The pace of the JOMY (Just One More Year) household has been nothing but frantic over the last few months. The train trip has […]
We’re Debt Free: The Dave Ramsey Interview
This is probably the article I have dreamt of writing the most since the beginning of the blog “Just One More Year”. In fact, I have been formulating this in my mind for years. This goes back prior to when I first thought of creating a PF blog and becoming an avid reader of ERE […]
Happy New Year’s Day and a Successful New Year
We wish our readers a Happy New Year and a prosperous new year. We hope you have had some time to reflect on the year that has ended and you are excited with the promise to what the new year can bring. We hope on New Year’s Day you are not waking up from having […]
Talking About Priorities with My Pal, Buck
We had a special visitor at our house today. Our readers may remember when we introduced Buck earlier this year. He and I had a lengthy conversation about priorities and concerns about shelter, food, and friendships. It has been months since we have seen him and I had wondered where he had been since our […]
Got Goals? A Bright Future is Only Four Months Away
There are plenty of books, articles, blogs, seminars, and classes about goal setting. Each may present a unique approach as to how one should go about setting goals, creating a system to ensure success. I know that, for me, setting goals has been an important practice in my life. The nature of my personality is […]
Eliminating Our Debt Interest in 2016
A significant amount of our early retirement planning involves a passive income stream from rental real estate. We have plowed through our debt snowball for nearly ten years, paying off one mortgage after another, and then loading up additional principal payments on the next loan slated for early completion. This has, at times, seemed endless. […]