We have been a bit quiet lately on the JOMY website. If you follow our blog, you know that the past six months have been very busy. We sold our home, downsized to something smaller, and then hurled ourselves headfirst into months of remodeling projects. Our updates to the blog have been less frequent due […]
Budget
High School Graduation: A father’s letter to his daughter
Our daughter is participating in her high school graduation tomorrow and I thought it might be good to put my thoughts down in a father’s letter to his daughter. I do not believe she is aware of this website or blog, but will certainly find it at some point. Sweetie, I hope someday you enjoy […]
Celebrating Our Blog’s One Year Anniversary
This is a quick update to celebrate one year ago today that the Just One More Year blog was launched. Hmmm, why am I still working after one year? How many “one more” years are there going to be for me? Why continue to work after reaching financial independence? It might make you wonder why […]
Remember When Filling the Gasoline Tank Was a Budget Buster?
One of the many benefits of getting older is remembering experiences from earlier years. I remember buying my first car, at age 16, for $300. It was a 1966 VW bug with an air-cooled engine. I immediately set off to do the required maintenance work to the vehicle and add my own personal touches. The […]
What Is a Mortgage, Really, and How Do I Get One?
I would like to share with you today a guest post of mine on Angry Retail Banker (ARB) from last month. The topic we decided on was reviewing the steps needed to get a real estate mortgage, from the perspective of those people that have never gone through the process before. ARB is an excellent […]
Goodbye Old Buddy; Say Hello to My New Friend
Since achieving some of our major financial milestones, we are beginning to see some changes around our household. Some of these changes include allowing personal finance magazines subscriptions to lapse and re-focusing our attention away from a debt snowball app. For the past decade, our goals had been focused on financial independence and retiring early. […]
How We Upsized Our Cruising Experience (Hint: On the Cheap!)
We learned a few cruising experience secrets recently… the ones that “those fat cats on Wall Street don’t want you to know.” (I always cringe when I hear statements like that. It is usually some “click bait” trying to get you to read a sponsored site about a service you didn’t realize you needed—or even […]
Challenges with a Remodel: Our Experience with the Downsized Home
The last few weeks have been quite chaotic while working through the upcoming sale of our home and the new purchase of our downsized residence. We encountered several challenges with home inspection items of the home we are selling. This took weeks to resolve. We took on some quick remodel projects on the new residence, […]
Happy New Year’s Day and a Successful New Year
We wish our readers a Happy New Year and a prosperous new year. We hope you have had some time to reflect on the year that has ended and you are excited with the promise to what the new year can bring. We hope on New Year’s Day you are not waking up from having […]
The Secret to Happiness: Drink Wine
Our experience in Sedona over the last four years has been focused in a few key areas; working, hiking, and early retirement planning. Also sprinkled in for fun is visiting with family when they are in town, about 6 months of the year. We realize that it is important to make more connections with neighbors […]